Is sunday a business day (In Banking)

When it comes to the number of business days, we normally have from Monday to Friday. Then one would ask;

What about Saturday and Sunday?

Are they not a business day especially in the banking sector. This bring about the the question of the day, is sunday a business day.

Sunday is not a business day because all sectors especially the government sectors are closed and to resume work on the next business day which is Monday unless it falls into a federal holiday. 

However, there are some sectors especially the private sectors that do work on Sundays. Again working on Sundays depends on one’s country or location but mostly countries of the world don’t work on a Sunday.

This is a financial website and I will focus more on bank and non bank financial institutions.

is sunday a business day

Is sunday a business day for banks?

Sunday is not a business day for banks as all banks are closed on Sundays to resume banking activities on the business day which usually falls on Monday except there’s a federal or bank holiday.

However, not all banks do close on a Sunday as the likes of TD bank is quite open on Sundays but for a short period of time and not all transactions are performed on Sundays.

Aside from TD Bank, any other bank is completely closed on Sunday except for atm services.


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As td bank tends to open on Sundays, not all transactions will be processed. I’m talking about direct deposit, cash deposit, check deposit or transfers made inside the bank.

You as a bank customer can go to the bank to make a deposit but it won’t be processed. The transaction will not posted into the stated account until the next banking day.

The reason being that ACH don’t work on Sundays or weekends, but rather they only work from Mondays to Fridays or I will say on weekdays except if a federal holiday fall during the week then ACH will also be closed throughout that day.

So even if you go to the bank to make a transaction on weekends or on a Sunday, it won’t be posted or processed until the next business or banking day.

Then the question will be;

Is there any need going to the bank to make a deposit or payment that won’t be processed until the next banking day?

The truth is that this is good and very helpful for large businesses and firms that open on Sundays. At the end of the day they will move every cash straight to the bank instead of having then inside the business premises.

Moving over to the UK and other countries of the world.

Is sunday a business day for banks in UK?

Absolutely no. Sunday is not a business day for banks in the UK as all banks are closed except for atm services.

Kindly note that all banks in the UK are closed on Sunday and will not offer banking services to the customers except for atm services. Even if you have a dispense error on a Sunday, it will be resolved on the business day or banking day.

Aside from the fact that most banks across the globe don’t open or operate on Sundays, there are some places that banks operates fully on Sundays and that is in the Arab countries. Banks in most Middle Eastern countries are open on Sundays and operate fully.

However, in 2022 that has changed for united Arab emirates as Sunday is now a holiday for them and their banks are complying with the new rule. As long as saturday and Sunday are concerned, it is a holiday in uae or probably they will open for a short period of time on Saturday but banks won’t open at all on Sundays.

What about China

In China, banks are not open on weekends. They might open on saturdays but it is usually from 9am in the morning until 1pm in the afternoon.

Then on Sunday all banks in China are closed to resume banking activities and services on Monday unless there is a public holiday.

Aside from the banking sector, let’s look at the other sectors especially in the ecommerce to understand more on the question of the day, is sunday a business day.

Is sunday a business day for fedex?

Yes Sunday is a business day for fedex as their delivery personnel work from Sundays to Saturdays.

As long as fedex is concerned, there’s nothing like holiday except on independence which I’m very much sure fedex delivery personnel don’t deliver items to the recipients.

Is sunday a business day for usps?

Sunday is a business day for usps as they deliver items on Sundays. However, usps will accept returns on Sundays but on any other day.

As long as ecommerce is involved, Sundays and Saturdays are business day for the likes of FedEx, UPS, USPS, DHL, AMAZON, EBAY, etc. Items purchased on Sunday will be processed on that very Sunday and can also be delivered on a Sunday.

This is applied to any of other private sector except banks.

Aside from ecommerce stores, and in the banking sector, Sunday is not a business day and on Saturdays, bank will only work for a short period of time and not all transactions will be performed.

Bad effects of banks not working on weekends

Honestly I won’t lie that banks not working for a good seven days or at least six days is quite painful in the sense that if one experience a dispense error on a Sunday, the issue won’t be resolved until the next banking day.

If the money is so important to you and you are desperate in need of the money, you won’t have access to the money until the next banking day as it is during banking hours banks usually resolve any banking issues including atm issues and atm dispense error.

Transactions won’t be posted:

If you make a direct deposit inside the bank on a Saturday or maybe on a Sunday if the bank is open, the deposit will never be processed or posted to the stated account. If you are very desperate of the transaction, you don’t have any option than to wait until the next banking day.

However, this is not applicable to mobile banking or internet banking transfer especially if you are living in the UK as the money transfer will go through and the recipient will receive the money in it’s bank account.

But if going to the bank to pay in a check, I’m sorry it won’t be processed and posted to the bank account. The bank will keep the transaction until the next banking day or business day to process the transaction.

Is sunday a business day for banks? The answer is no. Sunday is not a business day for banks as banks are very much closed on Sundays except for TD that are open for a short period of time on Sundays.

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